Transform Your Credit Profile with Legacy Tradelines
Accelerate your credit journey with Calloway Credit Consulting's exclusive Legacy Tradeline Service – the strategic advantage that can help boost your credit score faster.
Upgrade Your Credit Today
What Are Legacy Tradelines?
Legacy Tradelines are established credit accounts with perfect payment history, substantial credit limits, and extended age that can be added to your credit profile through authorized user positions.
When you become an authorized user on these seasoned accounts, their positive history may influence your credit score – potentially helping you qualify for better interest rates and financial opportunities.
Our exclusive tradelines are carefully selected from our network of partners with spotless credit histories spanning 5-20+ years.
How Legacy Tradelines Can Transform Your Credit
Accelerated Credit Building
Instead of waiting years to establish credit history, Legacy Tradelines can potentially add years of positive payment history to your credit profile immediately.
Improved Credit Utilization
High-limit tradelines can positively impact your overall credit utilization ratio – a key factor that influences up to 30% of your credit score.
Enhanced Credit Age
The average age of your accounts affects 15% of your score. Our tradelines, some dating back 10-20 years, can significantly increase your credit age.
Greater Financial Opportunities
A stronger credit profile may help you qualify for better interest rates on mortgages, auto loans, and credit cards – potentially saving you thousands over time.
Premium Tradeline Pricing

Transparent One-Time Investment
The Legacy Tradeline Service is available as a premium upgrade to our standard monthly credit consulting service. This is a one-time additional fee separate from your regular monthly consulting payments.
Starter Tradelines
$600-$1,500
  • 5-7 years of history
  • $5,000-$15,000 credit limits
  • Perfect payment history
  • Ideal for building initial credit strength
Advanced Tradelines
$1,500-$3,500
  • 8-12 years of history
  • $15,000-$30,000 credit limits
  • Perfect payment history
  • Recommended for significant credit improvements
Premium Tradelines
$3,500-$5,000
  • 13+ years of history
  • $30,000+ credit limits
  • Perfect payment history
  • Maximum potential credit impact
Our credit consultants will recommend the most appropriate tradeline package based on your current credit profile and financial goals.
Real Results from Real Clients
82%
of clients see credit score improvements within 30-45 days
68%
experienced score increases of 40+ points
91%
would recommend our Legacy Tradeline Service
"After struggling with limited credit history for years, Calloway's Legacy Tradeline Service helped me boost my score by 87 points in just two months. I was finally able to qualify for a mortgage with a great interest rate, saving me thousands over the life of my loan."
— Michael T., Dallas, TX
Frequently Asked Questions
1
How do tradelines actually work?
When you're added as an authorized user to an established credit account, that account's history may appear on your credit report. The account's payment history, credit limit, and age can potentially influence your credit score calculation. This is a completely legal practice used by families for decades.
2
Is this service included in my monthly consulting fee?
No. The Legacy Tradeline Service is a premium offering available for an additional one-time fee ranging from $500-$2,000, depending on the tradelines selected. This is separate from your regular monthly credit consulting service.
3
How long until I see results?
Most clients see tradelines appear on their credit reports within 15-30 days, with potential score improvements visible shortly after. However, results vary based on your unique credit situation and the specific tradelines selected.
4
Is using tradelines legal?
Yes. Becoming an authorized user on someone else's account is a completely legal practice that families have used for generations to help build credit. Our service simply connects you with partners willing to add you as an authorized user on their well-established accounts.
The Calloway Difference
Unlike other credit repair companies that make vague promises, Calloway Credit Consulting offers a comprehensive approach to credit improvement. Our Legacy Tradeline Service is just one component of our holistic credit strategy.
When you work with us, you receive:
  • Personalized credit analysis and improvement plan
  • Ongoing credit monitoring and alerts
  • Dispute resolution for inaccurate items
  • Financial education and credit-building strategies
  • Access to our premium tradeline network (optional upgrade)
Our consultants are certified credit professionals with years of experience helping clients achieve their financial goals through ethical credit improvement strategies.
Ready to Accelerate Your Credit Journey?
Schedule a free consultation with one of our credit specialists to learn if the Legacy Tradeline Service is right for your unique situation.
Free Consultation
Meet with a credit specialist to evaluate your current credit profile and determine if tradelines would benefit your situation.
Customized Selection
We'll recommend specific tradelines tailored to your credit goals and budget, with transparent pricing.
Tradeline Placement
Once you select your tradelines, we'll secure your authorized user positions and provide tracking information.
Credit Improvement
Monitor your credit as tradelines appear and potentially boost your score, opening doors to better financial opportunities.

All consultations are confidential and come with no obligation. Our specialists will provide honest feedback about whether our services are right for your situation.